Is consolidating private student loans a good idea
Longer terms will typically result in lower monthly payments but at a higher interest rate.Borrowers may select any term offered by a lender regardless of the current loan term.Learn more A "soft" credit check allows a lender to check the applicant's credit and provide the applicant with an estimated interest rate without affecting their credit score.
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Borrowers typically have the option to make interest-only payments during this period in order to prevent accruing interest from increasing their balance.
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