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And if not, head for the hills." Scams often go unreported because victims are too embarrassed to come forward.

"People don't want to admit that they've been had, and the emotional damage in a romance scam ...

Membership means that the site has to commit to an industry code of practice that includes honest communication with users, protecting their privacy and providing a mechanism for reporting abuse.

Inclusion of the ODA's logo on the site indicates membership.

The vast majority of people using dating sites are sincere and honest in the information they provide and in their reasons for joining.

However, there are exceptions, and you need to be aware of how to keep yourself - and your bank account and savings - protected while meeting people online.

"The algorithms are not scientifically valid and are extremely unlikely to generate compatible matches." In other words, matchmaking sites simply can't account for how two people will get along in person — chemistry, if you will.

From DNA testing to personalized matchmaking, there's no shortage of services promising to help you find love — for a price.

But for those of us looking to go a cheaper route, there's a solution: the internet.

The Risks Privacy Maintain privacy and avoid identity theft or fraud.

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Preventing Identity Theft Your identity is precious. Viruses & Spyware A basic understanding of computer viruses and spyware.Take the 2012 article Online Dating: A Critical Analysis From the Perspective of Psychological Science.